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How credit transfer works

What decides whether a course counts toward your degree, and how to check before you pay.

By iBee team · Last reviewed 6 October 2026

Transferring credit can save time and money, but only if the credits actually count toward your degree. Here is how it works.

Your degree is a list of requirements

Every degree has requirements: general education, major courses, electives and a total number of credits. Those requirements are set in your university's catalog, and the version that applies to you is usually the catalog year in which you started.

A course counts when your university says it does

Universities decide which outside courses they accept, and for which requirement. Some publish lists of approved courses or partner providers; others review courses case by case. Many alternative providers have their courses evaluated by organizations that issue credit recommendations, but a recommendation is not a guarantee: your university still decides.

Credits can transfer but not count

A course might be accepted as general elective credit rather than meeting the specific requirement you needed. Always ask which requirement a course will satisfy, not just whether it transfers.

Check before you pay

  1. Find your degree requirements for your catalog year.
  2. List what you have completed and what remains.
  3. For each remaining requirement, find possible courses.
  4. Ask your university, in writing if possible, whether each course will satisfy that specific requirement.
  5. Keep the answer; policies change.

How iBee helps

Our credit transfer service does steps 1 to 3 for you and labels each suggestion by how certain the match is, so you know exactly what to confirm with your university.

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