Arrowbell Company is a growing company. Two years ago, it decided to expand in order to increase its production capacity. The company anticipates that the expansion program can be completed in another two years. Financial information for Arrowbell is as follows.

ARROWBELL COMPANY
  Sales and Net Income

Year

Sales

Net   Income

2005

$2,568,660  

$145,800  

2006

2,660,455

101,600

2007

2,550,180

52,650

2008

2,625,280

86,800

2009

3,680,650

151,490

 

ARROWBELL COMPANY
  Balance Sheet
  December 31, 2009 and 2008

 

2009

2008

Assets

   

Current   assets:

   

Cash

$250,480

$260,155

Accounts   receivable (net)

760,950

690,550

Inventories   at lower of cost or market

725,318

628,238

Prepaid   expenses

18,555

20,250

Total   current assets

1,755,303

1,599,193

Plant   and equipment:

   

Land,   buildings, machinery, and equipment

3,150,165

2,646,070

Less:   Accumulated depreciation

650,180

525,650

Net   plant and equipment

2,499,985

2,120,420

Other   assets:

   

Cash   surrender value of life insurance

20,650

18,180

Other

40,660

38,918

Total   other assets

61,310

57,098

Total   assets

$4,316,598

$3,776,711

Liabilities   and Stockholders’ Equity

   

Current   liabilities:

   

Notes   and mortgages payable, current portion

$915,180

$550,155

Accounts   payable and accrued liabilities

1,160,111

851,080

Total   current liabilities

2,075,291

1,401,235

Long term   notes and mortgages payable, less current portion above

550,000

775,659

Total   liabilities

2,625,291

2,176,894

Stockholders’   equity:

   

Capital   stock, par value $1.00; authorized, 800,000; issued and outstanding, 600,000 (2009   and 2008)

600,000

600,000

Paid in   excess of par

890,000

890,000

Retained   earnings

201,307

109,817

Total   stockholders’ equity

1,691,307

1,599,817

Total   liabilities and stockholders’ equity

$4,316,598

$3,776,711

 

ARROWBELL COMPANY
  Statement of Cash Flows
  For Years Ended December 31, 2009 and 2008

 

2009

2008

Cash   flows from operating activities:

   

Net   income

$151,490

$86,800

Noncash   expenses, revenues, losses, and gains included in income:

   

Depreciation

134,755

102,180

Increase   in accounts receivable

70,400

10,180

Increase   in inventories

97,080

15,349

Decrease   in prepaid expenses in 2009, increase in 2008

1,695

1,058

Increase   in accounts payable and accrued liabilities

309,031

15,265

Net cash   provided by operating activities

429,491

177,658

Cash   flows from investing activities:

   

Proceeds   from retirement of property, plant, and equipment

10,115

3,865

Purchases   of property, plant, and equipment

524,435

218,650

Increase   in cash surrender value of life insurance

2,470

1,848

Other

1,742

1,630

Net cash   used for investing activities

518,532

218,263

Cash   flows from financing activities:

   

Retirement   of long term debt

225,659

50,000

Increase   in notes and mortgages payable

365,025

159,155

Cash   dividends

60,000

60,000

Net cash   provided by financing activities

79,366

49,155

Net   increase (decrease) in cash

($9,675)

$8,550

Required

a. Comment on the short term debt position, including computations of current ratio, acid test ratio, cash ratio, and operating cash flow/current maturities of long term debt and current notes payable.

b. If you were a supplier to this company, what would you be concerned about?

c. Comment on the long term debt position, including computations of the debt ratio, debt/equity, debt to tangible net worth, and operating cash flow/total debt. Review the statement of operating cash flows.

d. If you were a banker, what would you be concerned about if this company approached you for a long term loan to continue its expansion program?

e. What should management consider doing at this point with regard to the company’s expansion program?