The following items may appear on a bank statement:

1. Bank correction of an error from posting another customer’s check to your account

2. Loan proceeds

3. NSF check

4. EFT deposit

Using the format shown below, indicate whether each item would appear as a debit or credit memorandum on the bank statement and whether the item would increase or decrease the balance of your account.

 

Appears on the

 

 

Bank Statement as

Increases or Decreases the

 

a Debit or Credit

Balance of the Depositor’s

Item No.

Memorandum

Bank Account