1) When regulators chose to allow insolvent S&Ls to continue to operate rather than to close them, they were pursuing a policy of ________.

A) regulatory forbearance

B) regulatory kindness

C) ostrich reasoning

D) ignorance reasoning

2) Savings and loan regulators allowed S&Ls to include in their capital calculations a high value for intangible capital called

A) goodwill.

B) salvation.

C) kindness.

D) retribution.

3) Reasons regulators chose to follow regulatory forbearance rather than to close the insolvent S&Ls include all of the following except

A) they had insufficient funds to close all of the insolvent S&Ls.

B) they were friends with the S&L owners.

C) they hoped the problem would go away.

D) they did not have the authority to close the insolvent S&Ls.