Interpreting Financial Statements: Ratio Analysis

Consider Sigma Designs’ balance sheets for 1993 and 1992 (dollars in thousands). Sigma Designs is a high tech software development company specializing in imaging and multimedia computer applications.

Assets

1993

1992

Current Assets

Cash and equivalents

$ 5,086

$ 9,283

Marketable securities

14,326

19,537

Accounts receivable, net of allowances

6,471

2,987

Inventories

12,275

10,066

Prepaid expenses and other

435

753

Income taxes receivable

1,582

2,428

Total current assets

40,175

45,054

Equipment, net

1,626

1,607

Other assets

2,466

2,388

Total assets

$44,267

$49,049

Liabilities and Shareholders’ Equity

Current liabilities

Accounts payable

$ 4,933

$ 1,826

Accrued salary and benefits

809

594

Other accrued liabilities

737

1,119

Total current liabilities

6,479

3,539

Other long term liabilities

755

Total liabilities

6,479

4,294

Shareholders’ Equity

Common stock

19,287

19,088

Retained earnings

18,501

25,667

Shareholders’ equity

37,788

44,755

Total liabilities and shareholders’ equity

$44,267

$49,049

Required

a. Conduct a vertical analysis of Sigma Designs’ balance sheets. What conclusions can be drawn from these ratios?

b. Calculate the current and quick ratios for each year.

c. Does it seem that Sigma Designs has any liquidity problems? What major changes in current assets and current liabilities may contribute to these liquidity comparisons?

d. Calculate and evaluate the debt to assets ratio for Sigma Designs.

e. Concentrate on the equity section of the balance sheet. What may have caused the changes shown, as in the decrease in Retained Earnings and in Shareholders’ Equity?

f. Examine the Income Taxes Receivable section. How can a company have income taxes that are receivable and not payable? How are such receivables usually satisfied? Will the government just issue a refund check to Sigma Designs?