This is for my accoutning class. I need help figuring out the Solvency Ratios for debt to total assets and times interest earned. I ned to know if this is a good or bad debt to assets ratio. I also need a horizontal and vertcal analysis for the balance sheet and income statement.

I do know that in order to find the debt to total assets you need to divide the debt by the total assets. I also know that interest earned in calculated by taking net income plus interest expence plus tax exspense. After that I am lost.