1 Compared to interest rates on long term U.S. government bonds, interest rates on three month Treasury bills fluctuate ________ and are ________ on average.

A) more; lower

B) less; lower

C) more; higher

D) less; higher

2 The interest rate on Baa (medium quality) corporate bonds is ________, on average, than other interest rates, and the spread between it and other rates became ________ in the 1970s.

A) lower; smaller

B) lower; larger

C) higher; smaller

D) higher; larger

3 Everything else held constant, a decline in interest rates will cause spending on housing to

A) fall.

B) remain unchanged.

C) either rise, fall, or remain the same.

D) rise.