Charles Wolfe purchased the following long-term investments at par during 2007:

$20,000 general obligation bonds of Burlington County (wholly tax-exempt)

$10,000 debentures of Arrow Corporation

Wolfe financed these purchases by obtaining a $30,000 loan from the Union National Bank. For the year 2007, Wolfe made the following interest payments:

Union National Bank

$3,600

Interest on home mortgage

3,000

Interest on credit card charges (items purchased for personal use)

500

What amount can Wolfe utilize as interest expense in calculating itemized deductions for 2007?

  1. $3,000
  2. $4,200
  3. $5,400
  4. $7,100