From the following particulars given, prepare a Cash Budget for 4 months from July to October 2005:

  1. Bank Balance on 1 July is expected to be Rs. 50,000.
  2. Expected capital expenditure: (a) Plant and Machinery to be purchased in September at a cost of Rs. 50,000 payable in October; (b) Extension of office building costing Rs. 40,000 is to be paid in four equal instalments starting from August and (c) Hire-Purchase instalment payment of Rs. 5,000 is to be made in each month.
  3. Cash Sales of Rs. 5,000 per month are expected.
  4. Forecast of monthly recurring incomes and expenditure:

Months

Credit Sales
Rs.

Credit Purchases
Rs.

Wages
Rs.

Work expenses Rs.

Office expenses Rs.

Marketing expenses Rs.

May

25,000

15,000

1,900

1,200

3,500

1,000

June

20,000

12,000

1,800

1,500

3,800

800

July

24,000

14,000

1,780

1,400

3,400

1,100

August

26,000

16,000

1,800

1,600

3,900

1,500

September

28,000

15,000

1,790

1.800

4,000

1,800

October

27,000

18,000

1,800

1.700

3,600

1,700

  1. Other information available: (a) A Sales commission of 4% on Credit Sales is to be paid to the salesman in the month in which the dues are collected; (b) The period of credit allowed to customers is 2 months and that
    allowed for suppliers is 1 month; (c) Wages are paid fortnightly on the 1st & 16th of each month and (d) Other Expenses are paid in the month in which they become due.