Estate tax and distribution of remaining estate. The will of Donna Kaiser, an unmarried individual, contained the following provisions regarding her estate:

a. The dairy farm located in Watertown is to be deeded to her nephew, James Quade.

b. The collection of Navajo Indian rugs is to be given to the Museum of Native American Arts.

c. Michael Kaiser, Donna’s brother, is to receive $98,000 in cash.

d. Michele Kaiser, Donna’s sister, is to receive all of the cash deposited in the First Bank of Watertown savings account.

e. Michele Kaiser shall receive a demonstrative legacy of $150,000 from the net proceeds of insurance policies on Donna Kaiser’s life.

f. All personal effects (clothing, furniture, housewares, etc.) are to be given to Goodwill Industries.

g. All of the IBM stock is to be distributed to the World Wildlife Fund (a charitable organization).

h. All remaining assets are to be placed in trust for Donna’s foster child, Emily Natal. Other claims against the estate include:

Heavenly Hands, funeral expenses

$ 10,000

Attorney B J Wells, administrative expenses

5,000

Northwestern Mutual Life, insurance policy loans

30,000

Note due to First Bank of Watertown

20,000

Federal and state income taxes due on final tax return

3,000

Watertown treasurer, accrued property taxes on the farm

12,000

The inventory of Donna Kaiser’s estate consists of:

Cash—checking account

$ 3,500

Cash—savings account, First Bank of Watertown

18,000

Cash—savings account, Federal Savings and Loan

73,000

Personal effects

8,000

Navajo rug collection

49,000

Life insurance death benefit

128,000

Watertown dairy farm

370,000

Investment in IBM stock

220,000

Investment in US Treasury bonds

20,500

Dividends declared on IBM stock

13,000

As executor of the estate, (a) explain why no federal estate taxes are due and (b) prepare a listing of all items comprising estate principal, and for each item, indicate who will receive the item and in what amount.