P10-7B. Calculate and analyze financial ratios. (LO 3)

The financial statements of Builder Bob’s include the following items

Sept. 30, 2008

Sept. 30, 2007

At

Balance sheet

Cash

$27,000

$22,000

Investments (short-term)

15,000

12,000

Accounts receivable (net)

44,000

40,000

Inventory

85,000

75,000

Prepaid rent

6,000

2,000

Total current assets

$1 77,000

$151, 000

Total current liabilities

$120,000

$ 80,000

Income statement for the year ended September 30, 2008

Net credit sales

$320,000

Cost of goods sold

150,000

Required

a. Compute the following ratios for the year ended September 30, 2008, and

September 30, 2007 . For each, indicate if the direction is favorable or unfavorable for the company.

1. Current ratio

2. Quick ratio

3. Accounts receivable turnover (2008 only)

4. Inventory turnover ratio (2008 only)

5. Gross margin percentage (2008 only)

b. Which financial statement users would be most interested in these ratios?

c. Suppose the industry average for similar retail stores for the current ratio is 1.2.

Does this information help you evaluate Builder Bob’s liquidity?